Maritime Insurance
Verify Claims with Vessel Data
Accelerate underwriting, detect fraud, and monitor insured fleet risk with comprehensive vessel intelligence.
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Investigation Workflow
When a marine insurance claim arrives, the details matter. Was the vessel actually at the reported location? What was the weather like? Does the vessel's inspection history suggest maintenance issues? Here's how vessel data transforms claims investigation.
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Phase 1
Claim Receipt & Initial Verification
A claim comes in reporting an incident at sea. Before proceeding, verify the basic facts against objective vessel data.
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Extract vessel identifiers (IMO number, MMSI, vessel name) from claim documentation2
Query vessel particulars to confirm vessel exists and matches description3
Note vessel type, flag state, classification society, and build year4
Cross-reference ownership records if beneficial owner verification is neededAPIs Used
2
Phase 2
Position & Route Verification
The heart of claims verification: was the vessel where the claimant says it was, doing what they say it was doing?
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Query historical track data for the incident date and surrounding days2
Verify vessel position matches claimed incident location3
Check for gaps in AIS transmission that might warrant questions4
Review voyage pattern leading up to incident for context5
Identify any unusual routing or speed changes3
Phase 3
Risk Profile Assessment
Understand the vessel's history to assess whether the incident aligns with known risk factors.
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Pull Port State Control inspection records for the past 3 years2
Review any detentions and the deficiencies that caused them3
Check if deficiencies relate to the nature of the claimed incident4
Assess overall inspection frequency and outcomesAPIs Used
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Phase 4
Environmental Conditions Check
For weather-related claims, verify conditions at the time and location of the incident.
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Query historical weather data for the incident location and time2
Verify claimed weather conditions match recorded data3
Assess whether weather was severe enough to cause reported damage4
Document conditions as supporting evidenceAPIs Used
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Phase 5
Resolution & Documentation
Compile findings into an evidence package for claims decision.
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Generate timeline visualization of vessel movements2
Export position data as audit trail documentation3
Summarize findings with supporting API response data4
Flag any inconsistencies between claim and vessel dataThis systematic approach to claims verification using vessel data helps insurers process legitimate claims faster while detecting potential fraud. The same data feeds into underwriting for more accurate risk pricing.
Claims Investigation Data Flow
How different data sources combine for comprehensive verification.
input
Incoming Claim
api
Vessel Particulars
api
Voyage History
api
Inspection Records
api
Weather Data
output
Claims Decision
Input
Incoming Claim
Data Docked APIs
Vessel Particulars
Voyage History
Inspection Records
Weather Data
Output
Claims Decision
Your Systems
API Endpoints
Output
Streamline Your Claims Process
Integrate vessel data into your underwriting and claims workflows
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Get API Access
Create an account and receive your API credentials for immediate API access.
2
Query Historical Positions
Use IMO or MMSI to retrieve vessel track data for any date range within 2 years.
3
Verify Claim Details
Cross-reference reported incident locations with actual vessel positions.
4
Build Risk Profiles
Combine inspection records and voyage history for comprehensive vessel assessments.
What You Can Achieve
Typical outcomes when implementing this use case
72 hrs
Investigation Time
Typical verification turnaround
Instant
Position Verification
Query historical data in seconds
Real-time
Fleet Monitoring
Continuous insured fleet tracking
3 Years
PSC History
Deep inspection record access
Want to learn more about maritime data?
Explore our guides and documentation
Explore Other Use Cases
See how other industries use maritime data
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